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The Prop Selector

Topstep vs Lucid

One of these keeps billing you until you pass. The other asks for the fee once. I put the stored rules side by side so the monthly pain and the payout pain are both visible.

Topstep vs Lucid
RuleTopstepLucid Trading
PlanTrading Combine 50KLucidFlex 50K
Price$49/mo$136
Profit target$3,000$3,000
DrawdownEOD trailing $2,000EOD trailing $2,000
Daily lossNone required. An optional daily loss limit can be added. The payout page ties a higher cap to that add-on.Described as off on Flex in one comparison, and as an optional checkout toggle in another. Look at the toggle.
Evaluation consistency55% of the profit target. A bigger day raises the target. A two-day pass is allowed if the best day stays at or under 55%.50%, with a cushion that can allow a two-day pass.
Funded consistencyChoice. Express Funded Standard has no consistency percent: 5 winning days of $150+. Express Funded Consistency is 40% of net profit over at least 3 days.None.
Split90%90%
PayoutsNot a daily request on the Express Funded Account. Standard needs 5 winning days of $150+. Consistency needs 3 days inside a 40% best-day cap. Live can unlock a daily request after 30 winning days.Any day you qualify. You need 5 days of at least $150 and positive net profit for the cycle.
SpeedThe payout page says Aeropay can be instant after approval, ACH and Wise take 1 to 3 business days, and approval itself can take 1 to 3 business days.Lucid's LucidFlex payout article, dated 28 Jul 2026, says funds are sent within 2 business days after approval.
ActivationStandard path: $149 once per Express Funded Account. The pricing FAQ lists a no-activation path at $95/month. A marketing page also showed $85 for that path. Both figures stay.None on the Flex accounts described in Lucid's payout article.

Start with the billing row. A subscription and a one-time fee are different bets on how long the evaluation takes you.

Then read where the consistency rule sits. A target that grows when one day is too big is a different wait from a rule that disappears after you pass.

Lucid also sells a daily account. That is a separate plan on the Lucid page, not the Flex row in this table.

Need another eval? I've got you covered, grab my code here.

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Questions people actually ask

Which is cheaper, Topstep or Lucid?

List prices: Topstep Trading Combine 50K is $49/month. Lucid Trading LucidFlex 50K is $136 one-time.

Do Topstep and Lucid have a consistency rule?

Topstep evaluation: 55% of the profit target. A bigger day raises the target. A two-day pass is allowed if the best day stays at or under 55%. Topstep funded: Choice. Express Funded Standard has no consistency percent: 5 winning days of $150+. Express Funded Consistency is 40% of net profit over at least 3 days. Lucid Trading evaluation: 50%, with a cushion that can allow a two-day pass. Lucid Trading funded: None.

How do Topstep vs Lucid payouts compare?

Topstep: Not a daily request on the Express Funded Account. Standard needs 5 winning days of $150+. Consistency needs 3 days inside a 40% best-day cap. Live can unlock a daily request after 30 winning days. The payout page says Aeropay can be instant after approval, ACH and Wise take 1 to 3 business days, and approval itself can take 1 to 3 business days. Lucid Trading: Any day you qualify. You need 5 days of at least $150 and positive net profit for the cycle. Lucid's LucidFlex payout article, dated 28 Jul 2026, says funds are sent within 2 business days after approval.

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